Does Big Lots Have Layaway On Their Furniture

Does Big Lots Have Layaway on Their Furniture?

Big Lots is a well-known discount retailer that offers a wide range of products, including furniture. However, many customers are curious if Big Lots has a layaway program for its furniture. The answer is yes, Big Lots does offer a layaway program for furniture and other merchandise. With layaway, customers can reserve items by making a small down payment and paying the balance over time.

To put an item on layaway at Big Lots, customers must visit a physical store and select the items they wish to purchase. They will need to provide a valid ID and make a down payment of at least 10%. The minimum down payment amount may vary depending on the store location and the total purchase price. Once the down payment is made, customers will receive a layaway contract outlining the payment schedule and pickup date.

Customers can make layaway payments in-store or online. In-store payments can be made at the customer service counter with cash, debit card, or credit card. Online payments can be made through the Big Lots website using a debit card or credit card. There is a $3 service fee for each online layaway payment. Customers must make regular payments on their layaway accounts to keep the items reserved. The payment schedule will be outlined in the layaway contract.

If a customer fails to make a payment on time, Big Lots may cancel the layaway contract and the customer will forfeit the down payment and any payments already made. Customers have the option to extend the layaway period by making a request at the customer service counter. However, extension fees may apply. Once the balance is paid in full, customers can pick up their items from the store where they were purchased. Big Lots typically holds layaway items for up to 90 days.

Overall, the Big Lots layaway program is a convenient way for customers to purchase furniture and other items over time. With a small down payment and flexible payment options, customers can reserve items and pay them off at their own pace. It's important to carefully review the layaway contract and make payments on time to avoid any penalties or losing the items.