Does Big Lots Do Layaway On Furniture

Does Big Lots Do Layaway On Furniture? Essential Aspects to Consider

Layaway is a payment plan that allows customers to purchase items and pay for them over time. This can be a helpful option for customers who do not have the full amount of money to purchase an item upfront. Big Lots is a discount retailer that offers a wide variety of merchandise, including furniture. Many customers wonder if Big Lots offers layaway on furniture. The answer is yes, Big Lots does offer layaway on furniture. However, there are some essential aspects of the layaway program that customers should be aware of before using it.

One of the most important aspects of the Big Lots layaway program is the length of time that customers have to pay off their purchases. Customers have up to 12 weeks to pay off their layaway purchases. This is a relatively short amount of time compared to other layaway programs, which may offer customers up to 6 months or more to pay off their purchases. Customers who are unable to pay off their layaway purchases within 12 weeks will forfeit their down payment and the items they have purchased.

Another important aspect of the Big Lots layaway program is the amount of money that customers are required to put down. Customers are required to put down a 10% down payment on all layaway purchases. This means that if a customer purchases a piece of furniture that costs $100, they will be required to put down $10. Customers who are unable to put down a 10% down payment will not be able to use the layaway program.

Finally, customers should be aware that there are some restrictions on the types of items that can be purchased on layaway. Big Lots does not allow customers to purchase clearance items, gift cards, or items that are sold as part of a special promotion on layaway. Customers who are unsure whether or not an item can be purchased on layaway should contact a Big Lots customer service representative.

The Big Lots layaway program can be a helpful option for customers who do not have the full amount of money to purchase furniture upfront. However, customers should be aware of the essential aspects of the program before using it. By understanding the length of time that customers have to pay off their purchases, the amount of money that they are required to put down, and the restrictions on the types of items that can be purchased on layaway, customers can avoid any surprises or disappointments.