Are Patio Doors Covered By Insurance

Are Patio Doors Covered By Insurance?

Patio doors are a popular choice for homes, as they offer a great way to let in natural light and ventilate a space. However, if your patio door is damaged by a covered peril, you may be wondering if your insurance will cover the cost of repairs.

The answer to this question depends on several factors, including the type of insurance you have, the cause of the damage, and the deductible on your policy. In general, most homeowners insurance policies will cover damage to patio doors caused by:

Wind
Hail
Fire
Lightning
Vandalism
Theft

However, some policies may not cover damage caused by flooding or earthquakes. It is important to check your policy to see what is covered and what is not.

If your patio door is damaged by a covered peril, you should file a claim with your insurance company as soon as possible. The insurance company will send an adjuster to inspect the damage and determine how much it will cost to repair or replace the door.

You will be responsible for paying the deductible on your policy before the insurance company pays for the repairs. The deductible is a set amount of money that you must pay out of pocket before the insurance company begins to pay for covered damages.

If you have any questions about whether or not your patio door is covered by insurance, you should contact your insurance company directly. They will be able to provide you with more specific information about your policy and what is covered.